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Carlos Valiente, Agent (Hablamos Español)

What Does Your Insurance Actually Cover?

A simple breakdown to help you understand your policies and avoid costly surprises. Insurance is one of those things most people have—but few fully understand. You may know you have homeowners, auto, or life insurance, but do you know exactly what’s covered, what’s...

Holiday Insurance Tips: Travel, Gifts, and Home Protection

The holiday season is one of the busiest times of year—and one of the riskiest when it comes to insurance claims. From packed travel schedules to expensive deliveries sitting on doorsteps, the end of the year brings a mix of excitement and exposure. Whether you’re...

October Home Safety Tips: Avoid Insurance Claims This Fall

Fall festivities are fun—until they lead to a costly insurance claim. With cooler weather and the excitement of Halloween, October is a time when many homeowners decorate, entertain, and spend more time indoors. It’s also a season when insurance claims—especially for...

Back-to-School Insurance Tips for Parents of Teen Drivers

Back-to-school season is exciting—and a little stressful—especially if there’s a new driver in the family. Whether your teenager is commuting to high school, driving themselves to sports practice, or heading off to college, it’s important to make sure your auto...

Storm and Flood Insurance: What Homeowners Need to Know

Late summer often brings strong storms, heavy rain, and even hurricanes in some parts of the country. If you’re a homeowner, it’s important to know what your insurance policy does—and doesn’t—cover before storm season peaks. Many people assume they’re fully protected,...

Summer Vacation Insurance Checklist: Are You Covered?

Summer is the season for travel, but it’s also the season for unexpected risks. Whether you’re planning a weekend road trip or an extended vacation, it’s important to make sure your insurance coverage is up to date. From your car and home to your travel plans, a quick...

Pet Insurance 101: What’s Changed & Is It Worth It in 2025

More pet owners are turning to insurance to help cover rising veterinary costs. For many people, pets are more than just animals—they’re beloved members of the family. From annual checkups to unexpected emergencies, keeping your pet healthy can be expensive. That’s...